The palm trees and sand 'mounds' are both from the free files this week. I used core'dinations paper for the sand mounds to give them a two-tone look. I'm pretty happy with how they came out. My hammock is a scrap of bright fabric I had lying in my craft room and it's hung up with some Trendy Twine.
Those waves in the background are from the last MTC/SVG Monday design team day, they were perfect for this card!
The sentiment is from the Grillin 'N' Chillin set from My Thoughts Exactly. I thought it was perfect for my little piece of heaven card.